How AGM can help
AGM assists creditors with recovery strategies that take account of documents, credit law, commercial relationships and the cost of enforcement.
Typical matters
- Demand and pre-litigation strategy
- Commercial debt recovery
- Credit agreement enforcement
- Litigation where recovery requires court process
- Advice on settlement and repayment arrangements
Relevant experience
Ronny Gell’s published expertise includes credit and commercial litigation; Enslin Nel specialises in banking and consumer credit law, while the firm also lists debt collection as a core service.
What the process usually starts with
Understand
Review the facts, documents, timing and commercial or personal objective.
Advise
Identify the legal position, practical options, risk and likely next steps.
Act
Draft, negotiate, transact, recover, represent or litigate as the matter requires.
Frequently asked questions
When should a creditor hand a debt to attorneys?
When internal collection has stalled, a contractual deadline is approaching, the debtor disputes liability, or enforcement needs to be formalised.
Can debt collection involve consumer-credit rules?
Yes. The legal route can depend on the nature of the credit agreement and applicable regulation, which is why credit-law expertise can be important.